Maryland · Security deposits · Updated Oct 2026
Maryland security deposit law
How much a landlord in Maryland can charge, the deadline to return a deposit, what may be deducted, the penalty for keeping it wrongly and how to get yours back.
Short answer
In Maryland, the deposit limit is: one month's rent per unit (up to two months only if you qualify for state utility assistance, the lease has you pay utilities to the landlord, and you agree in writing). The landlord must return it as follows: Within 45 days after the tenancy ends, the landlord must return the deposit plus interest, minus proper deductions, by first-class mail to your last known address.
- deposit limit
- 1 month's rent (with exceptions)
- to return a deposit
- 45 days
- deposit penalty
- Up to 3× (no reasonable basis)
Security deposit in Maryland
- Limit
- one month's rent per unit (up to two months only if you qualify for state utility assistance, the lease has you pay utilities to the landlord, and you agree in writing). You may choose a surety bond instead; bond plus deposit may not exceed two months' rent.
- Deadline to return it
- Within 45 days after the tenancy ends, the landlord must return the deposit plus interest, minus proper deductions, by first-class mail to your last known address. If you were evicted for breaking the lease or abandoned the home early, you must ask for the deposit in writing by first-class mail within 45 days (with your new address); the landlord then has 45 days from receiving your request.
- Itemized list
- Yes. Within 45 days, by first-class mail, a written list of damages with an itemized statement of costs and supporting documents (invoices, or an estimate). If the landlord used an estimate, it must send the final invoice when repairs are done and refund any amount over the actual cost within 30 days. If the landlord does not send the list, it loses the right to withhold anything for damages.
- What may be deducted
- Unpaid rent, damage from breaking the lease, and damage by you, your family or guests beyond ordinary wear and tear to the unit, common areas, major appliances and the landlord's furnishings. You have the right to be present at the move-out inspection if you send the landlord a certified-mail notice at least 15 days before moving with your move date and new address; if the landlord ignores this, it loses the right to withhold for damages.
- Interest
- Yes, on deposits of $50 or more held at least 6 months: simple interest at the 1-year U.S. Treasury yield curve rate on the first business day of each year, or 1.5% a year, whichever is greater, accruing monthly. DHCD publishes the rates and a calculator.
- Separate account
- Yes. Deposits must go within 30 days into an interest-bearing account used only for deposits at a federally insured bank branch in Maryland (or insured CDs or government securities).
- Move-in checklist
- On request. You can ask by certified mail within 15 days of moving in for an inspection with you present to list existing damage. The deposit receipt must explain your rights; a landlord who gives no written receipt owes you $25.
- If the landlord keeps it wrongly
- If the landlord, without a reasonable basis, fails to return any part of the deposit plus interest within 45 days, you can sue for up to three times the amount withheld plus reasonable attorney's fees. Charging more than the deposit limit also allows recovery of up to three times the excess plus attorney's fees (you can sue during the tenancy or up to 2 years after).
Get your deposit back, step by step
- Before you move out, clean, take dated photos and video of every room, and return all keys.
- Give your landlord your new address in writing. In Maryland: Within 45 days after the tenancy ends, the landlord must return the deposit plus interest, minus proper deductions, by first-class mail to your last known address.
- Wait for the deadline: Within 45 days after the tenancy ends, the landlord must return the deposit plus interest, minus proper deductions, by first-class mail to your last known address.
- If the money or an itemized list doesn't come, or the deductions are wrong, send a demand letter (below). Keep proof of mailing.
- If that doesn't work, sue in small claims court. Limit: $5,000. Small claims court in Maryland on Small Claims Map
Deposit return calculator for Maryland
Find your state's deadline for returning a security deposit, whether your landlord is late and what you may be owed. Nothing you type here is sent anywhere.
Security deposit demand letter for Maryland
A short, firm and polite letter asking your landlord to return your deposit by a date. It cites your state's deposit law. Many landlords pay at this step, and the letter is proof that you asked. Fill this in, download the letter as PDF or Word (or copy it), sign it, keep a copy and send it in a way you can prove, such as certified mail with a return receipt.
Small claims court in Maryland
Deposit disputes usually go to small claims court, where you don't need a lawyer. Limit: $5,000.
Questions about security deposits in Maryland
How much can a landlord charge for a security deposit in Maryland?
one month's rent per unit (up to two months only if you qualify for state utility assistance, the lease has you pay utilities to the landlord, and you agree in writing). You may choose a surety bond instead; bond plus deposit may not exceed two months' rent.
How long does a landlord have to return a security deposit in Maryland?
Within 45 days after the tenancy ends, the landlord must return the deposit plus interest, minus proper deductions, by first-class mail to your last known address. If you were evicted for breaking the lease or abandoned the home early, you must ask for the deposit in writing by first-class mail within 45 days (with your new address); the landlord then has 45 days from receiving your request.
What can I do if my landlord won't return my deposit in Maryland?
If the landlord, without a reasonable basis, fails to return any part of the deposit plus interest within 45 days, you can sue for up to three times the amount withheld plus reasonable attorney's fees. Charging more than the deposit limit also allows recovery of up to three times the excess plus attorney's fees (you can sue during the tenancy or up to 2 years after).
What can a landlord deduct from a security deposit in Maryland?
Unpaid rent, damage from breaking the lease, and damage by you, your family or guests beyond ordinary wear and tear to the unit, common areas, major appliances and the landlord's furnishings. You have the right to be present at the move-out inspection if you send the landlord a certified-mail notice at least 15 days before moving with your move date and new address; if the landlord ignores this, it loses the right to withhold for damages.
Does a landlord have to pay interest on a security deposit in Maryland?
Yes, on deposits of $50 or more held at least 6 months: simple interest at the 1-year U.S. Treasury yield curve rate on the first business day of each year, or 1.5% a year, whichever is greater, accruing monthly. DHCD publishes the rates and a calculator.
What is the small claims limit in Maryland?
$5,000.
More for Maryland renters
- All Maryland tenant rights
- Repairs: Maryland
- Eviction: Maryland
- Security deposit laws by state (2026)
- Guide: how to get your security deposit back
Security deposit in nearby states
- Md. Code, Real Prop. §§8-203, 8-203.1
- Real Prop. §8-211 Rent escrow
- Real Prop. §8-401 Failure to pay rent
- Real Prop. §8-402 Holding over / notice
- Real Prop. §8-209 Rent increase notice
- Real Prop. §8-216 Lockouts
- DHCD press release: 2027 Tenants' Bill of Rights (Oct. 1, 2026)
- Maryland Courts: Housing legal help
Last checked: Oct 2026.